for Fintechs,
NBFCs, Banks, HFCs, MFIs
of all sizes
We have complete logging feature as per banking standards, as required by RBI from 1 April 2023.
We provide modern digital lending solution that are suitable for Fintechs as well as traditional lenders.
Complete digital Customer onboarding digital credit and underwriting with BPM Wokflow flowcharting based products design. Perhaps the most flexible and modern solution
With unmatched scalability
Covers: Fintechs · NBFCs · Banks · Housing Finance · Microfinance
Lines Of Business
The Loan Management System is very flexible and caters to many types of loans and we are always looking out to cater to more Loan Types.
These Loan Types include :-
Supply Chain Finance ( Sales Bill Discounting, Purchase Bill Discounting, Anchor Bill Discounting ) etc.
Hundreds of Clients depend on Jaguar
Our 2 decades of journey
Jaguar 360 Cloud
Jaguar 360 Cloud is our flagship product and our platform for the next decade. In active development, this Loan Management Software will be continually enhanced to capture the evolving needs of our customers.
Cloud Technologies For Scale And Performance.
Developed using Java, Angular (Open Source Technologies), and run on stable linux servers in the cloud – Jaguar 360 Cloud performs and can handle workloads at the scale of large banks.
Provides 360° coverage of the business, providing all the tools needed to keep the business running at peak performance. Storing Customer interaction in the system makes a business system driven and less dependent on people. Assigning tasks to the team and escalations on delays ensures peak performance.
Feature Set
Digital onboarding using Video KYC/ eKYC, digital credit using Customer score, Bureau score, statements analysis, alternate credit, etc
BPM Workflows
Definable Workflows such as Loan Application to Disbursement, Repossession, Legal etc. flow automatically from one task to another for the respective employees or outside agencies. Also maintaining the Time Action Taken (TAT) for each action. This ensures that no tasks are forgotten or delayed causing your Enterprise to always work at peak performance.
Collaboration
Team Chat and Team Tasks make it possible to communicate and assign tasks to other staff members. This can be used for those tasks that do not fall into existing workflows. Automatic feedback mechanism is also there, so that the initial assignee will get status updates for assigned tasks. Entire Company can collaborate within the solution.
Drag n drop to design a process. Add or remove tasks. Any number of processes can be designed.
Modules
Loan Origination System
Loan Management System
Collection
Borrowing
Deposits & Debentures
Financial Accounts
Collaboration Features - Team Chat & Team Tasks
Loan Management
Disbursement to Loan Closing, covers the entire lifecycle.
Includes
Integrated Financial Accounting
Scheduled Disbursal
Repayment Options: EMI/ Scattered Instalments/ Moratorium/ Bullet Payment/ Loan
Flexible Installment frequency (Daily/Weekly/Bi-Monthly/Monthly/Quarterly/Six-Monthly/Yearly)
Income Recognition
Repayment Management
PDC Management
ACH Handling
Late Payment Handling
Part pre-payment
NPA & Provisioning
Closure
NOC Register
Post Disbursal Document Management (PDD)
MIS
Multi-lingual Letters, Notices &
Emails (Transliteration)
SMS integration
CIBIL Data submission
LOAN ORIGINATION
Lead to Disbursement, covers the entire workflow.
Includes
Completely automated or some manual tasks
Flexible BPM/ Workflow
Rules Engine
Customer De-duping (Duplication check)
eKYC/ Aadhaar Verification
Online CIBIL Check
Telephone verification (TVR)
Personal Discussion- Credit, BM (PD)
Field Investigation (FI) - Allocation & Feeding
Document Management - Changing
Required Documents, Upload, Pendency
Fraud Check
Title Search Allocation/ Report
Financial Analysis
Valuation Allocation/ Report
Underwriting/ Credit Verification
Digital Bank and Financial Analysis
TAT & Escalations
Collection
NBFC App Collections help track & manage delinquent customers and minimize delinquencies using tighter supervision. The system facilitates proactive actions through all stages from soft calling to hard bucket collections.
Includes
Classification
Allocation
Follow-up
Escalations
Re-possession Workflow
Legal case tracking
Settlement
Mobile solutions for the field force
We’re actively developing mobile applications to capture new use-cases. Mobile applications backed by cloud computing will provide new efficiencies and increased control over your business.
LEAD MANAGEMENT AND CRM-APP
Onboarding & Appointments
Digital KYC & Document capture
CUSTOMER APP
Loan Application with digital KYC
Pay with Payment Gateway integration
COLLECTION APP
Receipt print (pocket Bluetooth printer)
Offline Mode
Customer location tracking with GPS
Collection route planningMeeting result and next steps
FIELD VERIFICATION APP
Google Map integration with customer addresses for verification
Verification forms
New Features
Business Intelligence & Analytics
Get performance and comparisons by
time period, branches, locations, dealers, managers, and executives.
Rules Engine
Deviation Calculation as per Rules Engine
Customer Credit Score as per Rules Engine
Artificial Intelligence
Custom Feature Development
With us you’re in safe hands – you’ll never get stuck due to lack of features. If you require a feature that is not present, we’ll develop it for you. We really want our customers to succeed and go the extra mile
For charges, we make a case by case judgment. For some small features or widely applicable enhancements, we might provide it for free. For other customizations, we will charge you a reasonable amount, but you’ll always be able to get the feature
We carefully understand your business requirements, our experts match it with our deep domain expertise, and come up with elegant solutions that handle the business case well – usually exceeding the customer expectations
Support
Dedicated Team
We have dedicated customer support teams in two offices. We’re always available online during business hours.
Instant Help
Online Support through Desktop sharing tool at the click of a button – irrespective of your geography.
Developer Backed
Our support teams are backed by developers who are readily available.
