WE PROVIDE COMPREHENSIVE
NBFC LOAN MANAGEMENT
SOFTWARE PRODUCTS

Loan Origination System

Loan Management System

Loan Collection System

Integrated Financial Accounting,
Deposits and Debentures

We have multiple Loan Management Software Products to cater to companies of all sizes. These NBFC Software products are for Non Banking Financial Companies (NBFC) that are involved in giving out Loans and collection of Instalments (EMIs).

These end-to-end products are also termed as Hire Purchase Software and Loan Management System.

Covers: Hire Purchase · Hypothecation · Securitization · Channel Partners



Lines Of Business


AUTO FINANCE/ VEHICLE LOAN


BUSINESS LOAN




PERSONAL LOAN




HOME LOAN




LOAN AGAINST PROPERTY


MICROFINANCE




GOLD LOAN




MACHINERY LOAN




The Loan Management System is very flexible and caters to many types of loans and we are always looking out to cater to more Loan Types. These Loan Types include Vehicle Loans/ Auto Finance, Loan against Property, Personal Loans, Business Loans, Machinery Loans, Short Term Loans etc.

Products Summary

JAGUAR DESKTOP JAGUAR MULTI-BRANCH JAGUAR 360 CLOUD

We have the right product for every business size and budget

Easy Updates · Latest Technologies · Excellent Support


JAGUAR 360 CLOUD

Jaguar 360 Cloud is our flagship product and our platform for the next decade. In active development, this Loan Management Software will be continually enhanced to capture the evolving needs of our customers


Cloud Technologies For Scale And Performance

Developed using Java, AngularJS from Google (Open Source Technologies), and run on stable linux servers in the cloud – Jaguar 360 Cloud performs and can handle workloads at the scale of large banks.


Provides 360° coverage of the business, providing all the tools needed to keep the business running at peak performance. Storing Customer interaction in the system makes a business system driven and less dependent on people. Assigning tasks to the team and escalations on delays ensures peak performance.

Current Feature Set


Jaguar 360 Cloud has feature parity with Jaguar Multi-Branch Product. It has unique features and many new features in development. It is deployed in multiple companies, running in production

BPM Workflows


Workflows such as Loan Application to Disbursement, Repossession, Legal etc. flow automatically from one task to another for the respective employees or outside agencies. Also maintaining the Time Action Taken (TAT) for each action. This ensures that no tasks are forgotten or delayed causing your Enterprise to always work at peak performance.

Created with Sketch. Collaboration


Team Chat and Team Tasks make it possible to communicate and assign tasks to other staff members. This can be used for those tasks that do not fall into existing workflows. Automatic feedback mechanism is also there, so that the initial assignee will get status updates for assigned tasks. Entire Company can collaborate within the solution.

MODULES


     

Loan Origination System

     

Loan Management System

     

Collection

     

Deposits & Debentures

     

HR & Payroll (under development)

     

Shares (under development)

     

Financial Accounts

     

Collaboration Features - Team Chat & Team Tasks


LOAN MANAGEMENT

Disbursement to Loan Closing, covers the entire lifecycle.
Includes

     

Integrated Financial Accounting

     

Scheduled Disbursal

     

Repayment Options: EMI/ Scattered Instalments/ Moratorium/ Bullet Payment/ Loan

     

Flexible Installment frequency
(Daily/Weekly/Bi-Monthly/Monthly/
Quarterly/Six-Monthly/Yearly)

     

Income Recognition

     

Repayment Management

     

PDC Management

     

ACH Handling

     

Late Payment Handling

     

Part pre-payment

     

NPA & Provisioning

     

Closure

     

NOC Register

     

Post Disbursal Document Management (PDD)

     

MIS

     

Multi-lingual Letters, Notices &
Emails (Transliteration)

     

SMS integration

     

CIBIL Data submission


LOAN ORIGINATION

Loan Application to Disbursement, covers the entire workflow.
Includes

     

CIBIL Check

     

Telephone verification (TVR)

     

Field Investigation (FI) - Allocation & Feeding

     

Document Management - Changing
Required Documents, Upload, Pendency

     

Customer De-duping (Customer
Duplication check)

     

KYC

     

Fraud Check

     

Underwriting/ Credit Verification

     

Communication between Credit & Branch

     

Flexible BPM/ Workflow

     

Rules Engine


COLLECTION

NBFC App Collections help track & manage delinquent customers and minimize delinquencies using tighter supervision. The system facilitates proactive actions through all stages from soft calling to hard bucket collections.
Includes

     

Classification

     

Allocation

     

Follow-up

     

Escalations

     

Re-possession Workflow

     

Legal case tracking

     

Settlement

Upcoming Feature Set

Mobile solutions for the field force


We’re actively developing mobile applications to capture new use-cases. Mobile applications backed by cloud computing will provide new efficiencies and increased control over your business.

Roadmap Feature Set

Analytics Features – Continuous delivery starting in 2016


JAGUAR MULTI BRANCH


Jaguar Multi-Branch is deployed at customers with up to 100 crores of turnover and 10s of branches.


Highlights

· Web based interface allows branch operations in real-time by connecting to the Windows Server in HQ

· It is robust and running reliably for years in production environments

· It is a sophisticated solution that captures a lot more detail than Jaguar Desktop.

Salient Features

MODULES


     

Loan Origination System

     

Operations

     

Hire Purchase

     

Hypothecation

     

Loans

     

Securitization

     

Channel Partners

     

Collection

     

Financial Accounts


MAIN FEATURES


     

Web based ERP with Multi-Location Branch/

     

Collection center handling capability

     

Proposal

     

F.I./Verification (Central Customer Database, De-
Duplication, CIBIL Check)

     

Pending Document Tracking (PDD)

     

Insurance Tracking

     

Manage high volumes of PDCs

     

ECS and Audit System

     

Cheque Issue Register (Cheque Printing)

     

Defaulters list Bucket Wise (DPD)

     

Foreclosure Statement

     

IRR based

     

Automated Accounting Entries

     

Covers all aspects of Channel Partner Business and includes a full-fledged Accounting System thus eliminating need to maintain accounting separately

     

Compliance with

     

RBI

     

CIBIL

     

CRISIL


JAGUAR DESKTOP


Jaguar Desktop is designed for small business and covers basic requirements with a large number of features that cover the needs of most small companies.


Salient Features

It is robust, very widely used and running reliably for decades in production environments

It contains the following modules

Operations

Hire Purchase

Hypothecation

Channel Partners

Collection

Deposits and Debentures

Financial Accounting

SMS integration

Custom Feature Development

OUR ATTITUDE


With us you’re in safe hands – you’ll never get stuck due to lack of features. If you require a feature that is not present, we’ll develop it for you.
We really want our customers to succeed and go the extra mile

THE CHARGES


For charges, we make a case by case judgment. For some small features or widely applicable enhancements, we might provide it for free.
For other customizations, we will charge you a reasonable amount, but you’ll always be able to get the feature

THE PROCESS


We carefully understand your business requirements, our experts match it with our deep domain expertise, and come up with elegant solutions that handle the business case well – usually exceeding the customer expectations

Support


DEDICATED TEAMS

We have dedicated customer support teams in two offices. We’re always available online during business hours


INSTANT HELP

Online Support through Desktop sharing tool at the click of a button – irrespective of your geography


DEVELOPER BACKED

Our support teams are backed by developers who are readily available

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