We have multiple Loan Management Software Products to cater to companies of all sizes. These NBFC Software products are for Non Banking Financial Companies (NBFC) that are involved in giving out Loans and collection of Instalments (EMIs).
These end-to-end products are also termed as Hire Purchase Software and Loan Management System.
Covers: Hire Purchase · Hypothecation · Securitization · Channel Partners
AUTO FINANCE/ VEHICLE LOAN
BUSINESS LOAN
PERSONAL LOAN
HOME LOAN
LOAN AGAINST PROPERTY
MICROFINANCE
GOLD LOAN
MACHINERY LOAN
The Loan Management System is very flexible and caters to many types of loans and we are always looking out to cater to more Loan Types.
These Loan Types include :-
Vehicle/Auto Finance
Loan against Property
Personal Loans
Machinery Loans
Short Term Loans
Business Loans
SME Loans
Loan Against Shares
Microfinance
Gold Loans
Wholesale
Corporate Loans
Supply Chain Finance ( Sales Bill Discounting, Purchase Bill Discounting, Anchor Bill Discounting ) etc.
Easy Updates · Latest Technologies · Excellent Support
JAGUAR 360 CLOUD
Jaguar 360 Cloud is our flagship product and our platform for the next decade. In active development, this Loan Management Software will be continually enhanced to capture the evolving needs of our customers
Cloud Technologies For Scale And Performance
Developed using Java, AngularJS from Google (Open Source Technologies), and run on stable linux servers in the cloud – Jaguar 360 Cloud performs and can handle workloads at the scale of large banks.
Provides 360° coverage of the business, providing all the tools needed to keep the business running at peak performance. Storing Customer interaction in the system makes a business system driven and less dependent on people. Assigning tasks to the team and escalations on delays ensures peak performance.
Jaguar 360 Cloud has feature parity with Jaguar Multi-Branch Product. It has unique features and many new features in development. It is deployed in multiple companies, running in production
Definable Workflows such as Loan Application to Disbursement, Repossession, Legal etc. flow automatically from one task to another for the respective employees or outside agencies. Also maintaining the Time Action Taken (TAT) for each action. This ensures that no tasks are forgotten or delayed causing your Enterprise to always work at peak performance.
Team Chat and Team Tasks make it possible to communicate and assign tasks to other staff members. This can be used for those tasks that do not fall into existing workflows. Automatic feedback mechanism is also there, so that the initial assignee will get status updates for assigned tasks. Entire Company can collaborate within the solution.
Drag n drop to design a process. Add or remove tasks. Any number of processes can be designed.
Sample Auto Loan Workflow
Sample Gold Loan Workflow
MODULES
Loan Origination System
Loan Management System
Collection
Deposits & Debentures
HR & Payroll (under development)
Shares (under development)
Financial Accounts
Collaboration Features – Team Chat & Team Tasks
LOAN MANAGEMENT
Disbursement to Loan Closing, covers the entire lifecycle.
Includes
Integrated Financial Accounting
Scheduled Disbursal
Repayment Options: EMI/ Scattered Instalments/ Moratorium/ Bullet Payment/ Loan
Flexible Installment frequency
(Daily/Weekly/Bi-Monthly/Monthly/
Quarterly/Six-Monthly/Yearly)
Income Recognition
Repayment Management
PDC Management
ACH Handling
Late Payment Handling
Part pre-payment
NPA & Provisioning
Closure
NOC Register
Post Disbursal Document Management (PDD)
MIS
Multi-lingual Letters, Notices &
Emails (Transliteration)
SMS integration
CIBIL Data submission
LOAN ORIGINATION
Lead to Disbursement, covers the entire workflow.
Includes
Lead Management
Flexible BPM/ Workflow
Rules Engine
Customer De-duping (Duplication check)
eKYC/ Aadhaar Verification
Online CIBIL Check
Telephone verification (TVR)
Personal Discussion- Credit, BM (PD)
Field Investigation (FI) – Allocation & Feeding
Document Management – Changing
Required Documents, Upload, Pendency
Fraud Check
Title Search Allocation/ Report
Financial Analysis
Valuation Allocation/ Report
Underwriting/ Credit Verification
Communication between Credit & Branch
TAT & Escalations
COLLECTION
NBFC App Collections help track & manage delinquent customers and minimize delinquencies using tighter supervision. The system facilitates proactive actions through all stages from soft calling to hard bucket collections.
Includes
Classification
Allocation
Follow-up
Escalations
Re-possession Workflow
Legal case tracking
Settlement
Mobile solutions for the field force
We’re actively developing mobile applications to capture new use-cases. Mobile applications backed by cloud computing will provide new efficiencies and increased control over your business.
Business Intelligence & Analytics
Rules Engine
Deviation Calculation as per Rules Engine
Customer Credit Score as per Rules Engine
Artificial Intelligence
JAGUAR MULTI BRANCH
Jaguar Multi-Branch is deployed at customers with up to 100 crores of turnover and 10s of branches.
Highlights
· Web based interface allows branch operations in real-time by connecting to the Windows Server in HQ
· It is robust and running reliably for years in production environments
· It is a sophisticated solution that captures a lot more detail than Jaguar Desktop.
MODULES
Loan Origination System
Operations
Hire Purchase
Hypothecation
Loans
Securitization
Channel Partners
Collection
Financial Accounts
MAIN FEATURES
Web based ERP with Multi-Location Branch/
Collection center handling capability
Proposal
F.I./Verification (Central Customer Database, De-
Duplication, CIBIL Check)
Pending Document Tracking (PDD)
Insurance Tracking
Manage high volumes of PDCs
ECS and Audit System
Cheque Issue Register (Cheque Printing)
Defaulters list Bucket Wise (DPD)
Foreclosure Statement
IRR based
Automated Accounting Entries
Covers all aspects of Channel Partner Business and includes a full-fledged Accounting System thus eliminating need to maintain accounting separately
Compliance with
RBI
CIBIL
CRISIL
JAGUAR DESKTOP
Jaguar Desktop is designed for small business and covers basic requirements with a large number of features that cover the needs of most small companies.
Salient Features
With us you’re in safe hands – you’ll never get stuck due to lack of features. If you require a feature that is not present, we’ll develop it for you.
We really want our customers to succeed and go the extra mile
For charges, we make a case by case judgment. For some small features or widely applicable enhancements, we might provide it for free.
For other customizations, we will charge you a reasonable amount, but you’ll always be able to get the feature
We carefully understand your business requirements, our experts match it with our deep domain expertise, and come up with elegant solutions that handle the business case well – usually exceeding the customer expectations
DEDICATED TEAMS
We have dedicated customer support teams in two offices. We’re always available online during business hours
INSTANT HELP
Online Support through Desktop sharing tool at the click of a button – irrespective of your geography
DEVELOPER BACKED
Our support teams are backed by developers who are readily available
