Deposits & Debenture Software
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Complete FD and NCD management with automated interest calculations, TDS, maturity tracking, and RBI compliance.
Our Deposits/Debenture System: a robust and versatile platform tailored to efficiently manage and oversee all aspects of deposit and debenture accounts.
- Simple interest schemes for both long term and short term.
- Compound interest schemes like Cumulative deposit.
- Discounted Interest schemes.
- Deposit receipt printing.
- Payment of interest on monthly / quarterly / half yearly/ Yearly frequency or at maturity. Interest to be automatically credited to customer accounts across the bank branches.
- Interest can also be paid by remittance and ECS.
- System provides a facility to create the ECS data file for submission to RBI. Interest can be credited to other branch accounts.
- Facility to specify whether interest /maturity proceeds should be automatic credited to a defined customer account of any branch.
- Auto Renewal facility for same period/default period or different period.
- Interest is reinvested with the principal or paid in auto renewal as per parameters.
Companies like "Au Financiers" grew to a size of 3500 crore on our software
1,500,000
Managed Loan Count
1,800,000,000
Managed Loans Worth
150+
Lender Clients
Feature Set
Comprehensive capabilities built for modern lenders
Fixed deposit account management
NCD (Non-Convertible Debenture) management
Automated interest calculation and accrual
Flexible payout options (monthly, quarterly, annual, cumulative)
TDS deduction and Form 15G/15H management
Premature withdrawal with penalty calculation
Maturity alerts and auto-renewal
Demat account linkage
Nominee management
Digital FD certificate generation
Borrowing against FD
Depositor portal for self-service
RBI FD compliance reporting
Audit trail for all deposit transactions
Branch-wise deposit portfolio analytics
Interest outflow projection reports
API Integrations
Pre-built connectors to the ecosystem you rely on
NSDL/CDSL Demat
TDS Compliance
SMS/Email Alerts
RBI Reporting
Support
Dedicated Customer Support
Two dedicated support offices, developer-backed assistance, and online support via desktop sharing — we're always there when you need us.
Dedicated support teams in 2 cities
Instant remote assistance via screen share
Developer-backed technical support
Extensive onboarding training
Sequential implementation methodology
Ongoing post-go-live support
Frequently Asked Questions
We provide modern digital lending solution that are suitable for Fintechs as well as traditional lenders.
Call Us +91 9666107000