Agri Loan Software
Home » Agri Loans(With Gap EMI) Software
Purpose-built agri lending software with seasonal repayment support, field verification, and flexible product design for rural portfolios.
overview - Agricultural Lending Software
Agricultural credit is a policy priority and a portfolio challenge — RBI priority-sector data shows sustained targets for farm and allied lending while ground reality demands seasonal schedules, gap-EMI structures, and field-led origination. Urban retail LOS products break when repayment must wait for harvest.
Our Agri Loan Software supports quarterly and six-monthly instalments, gap-EMI months, KCC limits, and crop-linked term loans with offline field capture. One platform serves branch, BC, and co-lending partners with unified farmer exposure.
Flexible repayment options for agri-loans — quarterly and six-monthly instalments with smaller gap-EMI months in between — configured per crop and region.
Jaguar 360° Cloud draws on two decades of rural and semi-urban lending deployments. Your gap length, subvention rules, and calamity policies deploy through BPM so operations match how your officers actually work in mandi and village catchments.
Streamline loans with our software solutions
Capture land holding, crop pattern, collateral, and co-applicant details through field-friendly forms with offline sync. KCC-style revolving limits and crop term loans use separate appraisal templates — not generic mortgage checklists. Bureau, eKYC, and policy rules sit inside BPM before sanction.
Read moreWhat is So Special about Our Agri Loan Software?
Seasonal repayment native: Gap-EMI, harvest bullet, and step-up schedules match farmer cash flows — not urban EMI defaults.
KCC and term loan coexistence: Revolving limits and equipment/dairy term facilities on one borrower relationship view.
Offline field origination: Officers capture land and crop data in villages; sync when connectivity returns.
Subvention and scheme tracking: Gross vs net interest and claim reconciliation for government programs you participate in.
Multi-product farmer view: Combined exposure and single collection visit list across KCC, equipment, and WC lines.
Calamity restructuring: Bulk moratorium and reschedule with maker-checker and before/after schedule proof.
New Trends We Keep You Ahead Of
- Rising agriculture credit demand under priority-sector targets — lenders need scalable rural origination, not branch-only models.
- KCC saturation campaigns requiring annual limit review and automated renewal workflows.
- Warehouse receipt and commodity-backed lending tied to mandi price volatility.
- Digital land records and Aadhaar-linked farmer IDs speeding KYC in state portal integrations.
- Climate and crop-failure events driving structured relief — documented restructures, not ad hoc Excel.
Key Features
Capabilities designed specifically for Agri Loan Software lenders
Companies like "Au Financiers" grew to a size of 3500 crore on our software
Platform-wide totals across all Jaguar 360° Cloud clients and verticals.
1,500,000
Managed Loan Count
1,800,000,000
Managed Loans Worth
150+
Lender Clients
Our agri lending software supports priority-sector and internal agri portfolio reporting with crop, district, and product splits. Subvention eligibility flags and restructure audit trails help compliance teams respond to RBI and board queries without reconstructing schedules manually.
Channel & Co-Lending for Agri
BC networks, FPO partnerships, and bank co-lending on agri books use originator tags, split disbursement, and partner PAR views. Jaguar 360° Cloud keeps field-sourced and branch-sourced agri loans on comparable operational rails.
Launch & Scale Agri Products
Deploy dairy, horticulture, farm-equipment, and KCC programs with distinct gap-EMI rules, collateral types, and approval committees — via BPM, not custom development. Regional crop calendars drive repayment templates your credit team owns.
Securitization Ready
Pool agri receivables for assignment with clean eligibility criteria, investor reporting, and collection allocation post-cut-off. Refinance and portfolio sale cycles shorten when treasury trusts system-generated tapes.
Frequently Asked Questions
We provide modern digital lending solution that are suitable for Fintechs as well as traditional lenders.
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