Microfinance Software
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Complete JLG and SHG lending software for MFIs and NBFC-MFIs — mobile-first, offline-capable, and fully RBI compliant.
overview - Microfinance Software Solutions
Microfinance reaches borrowers banks rarely serve directly — and the India microfinance sector continues to grow in gross loan portfolio and geographic coverage. MFIs and NBFC-MFIs compete on center productivity, client retention, and PAR control while RBI oversight on client protection and reporting gets stricter each cycle.
The Microfinance Group Loans Software from Jaguar Software India unifies center meetings, group enrollment, disbursement batches, and weekly collection on mobile — online or offline. Credit, operations, and compliance teams share one truth on every member, cycle, and center.
Versatile microfinance and group loans. Personalized products by segment. Quick disbursal. Centers and groups. Partial or early repayments. Field and customer mobile apps.
Two decades of lending software experience inform Jaguar 360° Cloud. MFIs differ by center size, meeting cadence, and progressive lending policy — BPM workflows let you mirror your operating model without forcing a retail LOS designed for city branches.
Streamline loans with our software solutions
Center-based origination with group formation, member KYC, progressive lending rules, and bureau checks at enrollment. Field officers use the Sales Mobile App for household assessment and document capture — offline where connectivity is weak — with sync and duplicate-client detection when back online.
Read moreWhat is So Special about Our Microfinance Software?
Center-native operations: JLG/SHG meetings, attendance, and group liability are core — not retrofitted retail modules.
Offline-capable field apps: Origination and collection work in low-connectivity villages with controlled sync.
Progressive lending: Cycle count and repayment behaviour drive next ticket size automatically.
Client protection controls: Bureau and internal exposure checks reduce over-indebtedness and ghost borrowing.
NBFC-MFI reporting: PAR buckets, geographic splits, and audit trails for board and regulator packs.
Multi-language mobile UX: Field officers and members interact in local languages at the center meeting.
New Trends We Keep You Ahead Of
- Continued microfinance portfolio growth with NBFC-MFIs expanding into new districts and livelihood segments.
- RBI emphasis on client protection, multiple-lending checks, and documented restructuring after shocks.
- Digital center records replacing paper registers — auditors expect GPS-stamped meeting proof.
- Co-lending and BC partnerships requiring originator attribution through disbursement and PAR.
- Household-based credit assessment using bureau and internal exposure across groups and products.
Key Features
Capabilities designed specifically for Microfinance Software lenders
Companies like "Au Financiers" grew to a size of 3500 crore on our software
Platform-wide totals across all Jaguar 360° Cloud clients and verticals.
1,500,000
Managed Loan Count
1,800,000,000
Managed Loans Worth
150+
Lender Clients
Our microfinance software aligns operational data with NBFC-MFI disclosure needs — PAR by geography, client type, and product without manual consolidation. Write-off, restructure, and client protection limits carry audit history for supervisor and board review.
BC & Co-Lending Partnerships
Business correspondents and co-lending banks onboard with restricted access, split disbursement, and partner PAR dashboards. Jaguar 360° Cloud tracks originator quality so HO can scale channels without losing visibility into center-level conduct.
Launch & Scale MFI Products
Introduce rural livelihood, urban micro-enterprise, or emergency loan programs through BPM — different tenures, flat vs declining interest, and insurance bundles per policy. Field forms and approval limits update the same day credit committee signs off.
Securitization Ready
Assign microfinance pools to investors with eligibility tapes, buyback registers, and ongoing collection allocation to the correct beneficial owner. Treasury avoids all-night Excel cuts before every portfolio sale or refinance.
Frequently Asked Questions
We provide modern digital lending solution that are suitable for Fintechs as well as traditional lenders.
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