It is easier to purchase a car now more than ever; it should be easier to finance the same. As the auto-loan market in India is projected to reach USD 43 billion by 2025 and rise steadily to USD 61 billion by 2030, the competition between the lenders and the NBFCs is scrambling to modernize the process of approving, operating, and recovering vehicle loans. The online loan business is expanding rapidly – research indicates that applications of online-based auto-loans have increased 29% annually – and speed, accuracy, and smooth customer experiences are more important than ever.
The Auto Loans Solution of Jaguar Software India comes in there. Our all-in-one platform assists banks and NBFCs, and automobile dealers, to automate the entire process of the loan lifecycle, including lead capture and credit scoring, disbursal, repayment monitoring, and compliance. It is built to be scalable, secure, and flexible to assist in reducing turnaround time, reducing manual errors, and providing a fully digital experience to your customers.
Versatile Auto Finance. Old vehicles to new vehicles, two-wheelers to commercial vehicles, we have vehicle loan software solutions that cover it all. We have been providing lending software for more than 2 decades. Jaguar 360° Cloud has met all of the requirements obtained in these 2 decades. Each lender has their market requirements, and no two lenders are alike business-wise.
We give our clients a blank canvas to use to design their system in a matter of days, with the use of the configurable products and Business Process Management (BPM) based processes that can be created in a matter of minutes, and to enable any process flow.
Enable consistent onboarding with our Sales Mobile App that provides eKYC, credit bureau APIs, VAHAN services, and fraud detection modules. Auto loan applications are fully fulfilled digitally with document uploads, scorecard generation, and automated deviation elimination through email-based workflows.
Read moreDisbursing auto loans, rescheduling them, and EMI restructuring can all be managed directly with our Auto Loan Management Software, which allows users to change the EMI amount, amount of EMI, or their due dates, make all interest rate changes, and request foreclosure statements all automatically through the system. Every single process is directly connected to the post-disbursement processes from NOC generation to tracking documentation.
Read moreTrack, allocate, and follow up on delinquency accounts through CRM. Field agents and tele-callers can manage collections through the dedicated Collection App with a 360° borrower view, appointment management, and follow-up tracking.
Read moreQuick loan approvals: Automate credit checks, e-KYC, and document uploads to make decisions quickly.
Reduced errors and low costs: Rule-based engines and smart workflows help remove repetitive manual tasks that are repetitive.
Flexible loan options: Configure loan products in seconds when buying a new or used vehicle, financing EVs, or stepping up EMIs.
Actionable insights: The portfolio health, repayments, and delinquency trends are monitored on real-time dashboards.
Regulatory-compliant: Developed to satisfy the RBI standards and comply with secure and auditable operations.
Digital-first design: Operates in Web, dealer POS systems, and mobile apps.
Our auto finance software is fully integrated with VAHAN for real-time verification of the vehicle. It also provides full RBI compliance on time through reporting formats, provisioning, and audit facilitation.
Jaguar 360° Cloud offers lifecycle management for channel partners and co-lending relationships; you can handle disbursal splits, control reconciliation and reporting through secure APIs, and partner-level control.
Lenders can design and launch new vehicle loan products using our BPM powered flowchart interface within hours. You can visually define product workflows, risk control, and approval logic, with no coding!
Pool, transfer, and resell vehicle loans with built-in securitization features with buyback tracking, investor-ready reports, and regulatory logs.
Feel free to contact us at any time and ask any questions.
We have complete logging feature as per banking standards, as required by RBI from 1 April 2023.
Yes. It has full VAHAN integration to allow real-time vehicle registration verification.
Of course, you can change the EMI, EMI number, EMI date, or rate, all programmatically and still have an audit trail.
Yes. It has regulatory formats with a provision tool and audit history.
Yes, field agents and customers can use mobile or web portals for real-time document upload and tracking.
The auto loan software supports co-lending with a disbursal split and ledger for a partner level, in addition to a trackable onboarding for channel partners.
New and used vehicle loans, EV, and commercial-vehicle loans. You can also come up with specific EMI or balloon-payment designs.
Yes. Our solution will be compatible with credit bureaus, e-KYC providers, dealer CRM, mobile apps, and payment gateways using secure APIs.
Yes. Borrowers and dealers can apply, upload documents, and monitor the loan progress directly from their phones - no forms, no time wastage.
Real-time dashboards provide you with approvals, size of tickets, NPAs, portfolio aging, and risk trends - enabling you to make better decisions.
All of them are monitored by a detailed audit trail and safe data management, which allows adherence to the Indian lending and data-protection regulations.
Yes. Vehicle loan software is geared for both used and new vehicles across all auto loan products.