Does this software offer vehicle loan origination through VAHAN?

Yes. It has full VAHAN integration to allow real-time vehicle registration verification.

Can I change an EMI during the life of a loan?

Of course, you can change the EMI, EMI number, EMI date, or rate, all programmatically and still have an audit trail.

Is the auto loan software RBI-complaint?

Yes. It has regulatory formats with a provision tool and audit history.

Do you support mobile onboarding and document upload?

Yes, field agents and customers can use mobile or web portals for real-time document upload and tracking.

How do you support co-lending and channel partners?

The auto loan software supports co-lending with a disbursal split and ledger for a partner level, in addition to a trackable onboarding for channel partners.

What types of loans does the software support?

New and used vehicle loans, EV, and commercial-vehicle loans. You can also come up with specific EMI or balloon-payment designs.

Is it compatible with our systems?

Yes. Our solution will be compatible with credit bureaus, e-KYC providers, dealer CRM, mobile apps, and payment gateways using secure APIs.

Is it mobile and self-service ready?

Yes. Borrowers and dealers can apply, upload documents, and monitor the loan progress directly from their phones - no forms, no time wastage.

What sorts of reports and analytics is it providing?

Real-time dashboards provide you with approvals, size of tickets, NPAs, portfolio aging, and risk trends - enabling you to make better decisions.

How does it handle compliance and security?

All of them are monitored by a detailed audit trail and safe data management, which allows adherence to the Indian lending and data-protection regulations.

Does this include two-wheelers and used cars?

Yes. Vehicle loan software is geared for both used and new vehicles across all auto loan products.

Auto Loan Management Software

Home » Auto Loans Software

Smart lending platform for two-wheeler, four-wheeler, and commercial auto finance with faster approvals and digital servicing.

Book a Demo Call +91 9666107000

Auto Loans Software - Smart Lending for A Faster Market

It is easier to purchase a car now more than ever; it should be easier to finance the same. As the auto-loan market in India is projected to reach USD 43 billion by 2025 and rise steadily to USD 61 billion by 2030, the competition between the lenders and the NBFCs is scrambling to modernize the process of approving, operating, and recovering vehicle loans. The online loan business is expanding rapidly – research indicates that applications of online-based auto-loans have increased 29% annually – and speed, accuracy, and smooth customer experiences are more important than ever.

The Auto Loan Software of Jaguar Software India comes in there. Our all-in-one platform assists banks and NBFCs, and automobile dealers, to automate the entire process of the loan lifecycle, including lead capture and credit scoring, disbursal, repayment monitoring, and compliance. It is built to be scalable, secure, and flexible to assist in reducing turnaround time, reducing manual errors, and providing a fully digital experience to your customers.

Versatile Auto Finance. Old vehicles to new vehicles, two-wheelers to commercial vehicles, we have vehicle finance software solutions that cover it all. We have been providing lending software for more than 2 decades. Jaguar 360° Cloud has met all of the requirements obtained in these 2 decades. Each lender has their market requirements, and no two lenders are alike business-wise.

We give our clients a blank canvas to use to design their system in a matter of days, with the use of the configurable products and Business Process Management (BPM) based processes that can be created in a matter of minutes, and to enable any process flow.

Streamline loans with our software solutions

Enable consistent onboarding with our Sales Mobile App that provides eKYC, credit bureau APIs, VAHAN services, and fraud detection modules. Auto loan applications are fully fulfilled digitally with document uploads, scorecard generation, and automated deviation elimination through email-based workflows.

What is So Special about Our Auto Loans Software?

Quick loan approvals: Automate credit checks, e-KYC, and document uploads to make decisions quickly.

Reduced errors and low costs: Rule-based engines and smart workflows help remove repetitive manual tasks that are repetitive.

Flexible loan options: Configure loan products in seconds when buying a new or used vehicle, financing EVs, or stepping up EMIs.

Actionable insights: The portfolio health, repayments, and delinquency trends are monitored on real-time dashboards.

Regulatory-compliant: Developed to satisfy the RBI standards and comply with secure and auditable operations.

Digital-first design: Operates in Web, dealer POS systems, and mobile apps.

New Trends We Keep You Ahead Of

Increasing need for used cars and EVs financing in Tier-2 and Tier-3 cities.
Move to online loan applications and self-service portals.
Adoption of alternative data and account-aggregator structures to grant fair access to credit.
Pressure on automated processes, lower costs, and an increase in turnaround time among lenders.

Key Features

Capabilities designed specifically for Auto Loan Management Software lenders

RC verification via Vahan API

Dealer and channel partner onboarding

Hypothecation tracking

Used and new vehicle journey support

Insurance integration

LTV and valuation checks

eKYC and bureau integration

Mobile app for field origination

NPA and repossession management

Automated EMI via NACH/ECS

Companies like "Au Financiers" grew to a size of 3500 crore on our software

First three figures are platform-wide; the fourth is clients in this lending vertical (per Jaguar client base).

1,500,000

Managed Loan Count

1,800,000,000

Managed Loans Worth

150+

Lender Clients

Auto Finance Clients

57 lenders run auto finance portfolios on Jaguar 360° Cloud.

Our auto finance software is fully integrated with VAHAN for real-time verification of the vehicle. It also provides full RBI compliance on time through reporting formats, provisioning, and audit facilitation.

Channel Partner & Co-Lending Support

Jaguar 360° Cloud offers lifecycle management for channel partners and co-lending relationships; you can handle disbursal splits, control reconciliation and reporting through secure APIs, and partner-level control.

Launch & Scale Auto Loan Products

Lenders can design and launch new vehicle loan products using our BPM powered flowchart interface within hours. You can visually define product workflows, risk control, and approval logic, with no coding!

Securitization Ready

Pool, transfer, and resell vehicle loans with built-in securitization features with buyback tracking, investor-ready reports, and regulatory logs.