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    overview - Mortgage Servicing Software

    Small to Big Ticket Loans. Fixed or Floating Interest. Multiple Disbursements. Re-schedule anytime. Moratorium/ pre-emi.
    We have experience of providing lending software for over 2 decades. Jaguar 360 degree Cloud covers all the requirements gathered over these 2 decades. Every lender has their own market requirements and no two businesses are alike. We provide a blank canvas to design your system within days, with the help of configurable products and Business Process Management (BPM) based processes which can be designed within minutes to cater to any process flow.

    Streamline loans with our software solutions

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    Jaguar 360° Cloud streamlines loan origination with a flowchart-based process design, providing flexibility for diverse scenarios. Integration with APIs enables seamless data submission to co-lenders, fostering collaboration and efficiency. This approach ensures smooth operations and enhances decision-making in the loan origination phase.

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    Our lending solution covers the entire lifecycle, from disbursement to closure, offering integrated financial accounting, scheduled disbursal, and diverse repayment options like EMI, scattered installments, and moratoriums. With flexible installment frequencies from daily to yearly, it ensures accurate income recognition, efficient repayment, and meticulous handling of PDCs, ACH, and late payments. It manages NPAs, provisioning, closure details, including NOC register and post-disbursal document management, and provides robust MIS capabilities, multi-lingual support, SMS integration, and seamless CIBIL data submission.

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    Co-lending, as the name suggests, involves multiple lenders coming together to provide a loan to a borrower. This approach is gaining popularity due to its ability to mitigate risk, increase loan amounts, and provide borrowers with better terms. Jaguar 360° Cloud seems to offer a comprehensive solution for managing co-lending arrangements and covering various aspects.

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    WHY GOLD LOAN BUSINESSES
    NEED SPECIALIZED SOFTWARE

    The operational complexity of gold loans exceeds that of other unsecured loans. They also require the following:

    Recording of the purity and weight of gold
    Custody management at the branch level
    Calculation of interest based on "buckets
    Early/partial repayment
    An automated auction workflow.
    Important: Traditional LMS systems cannot manage the operational complexity of gold loans. Therefore, dedicated LMS systems must be used for managing gold loans.

    KEY MODULES OF JAGUAR 360° Gold Loan Software

    Loan Origination System (LOS)

    • Digital integration of KYC and CKYC
    • CIBIL and Bureau Application Programming Interfaces (APIs)
    • Workflow approval based on user rights
    • Process flow design capabilities through flowchart-based configuration
    • Instantly calculating eligibility for a loan application

    Note: Our BPM based engine enables lenders to develop their process flows quickly and with minimal effort in modifying existing processes.

    Loan Management System (LMS)

    • Ornament-wise inventory tracking
    • Image capture & storage
    • Branch vault monitoring
    • Automated interest accrual
    • Days-bucket based interest slabs
    • NPA classification logic

    Fully compliant with guidelines issued by Reserve Bank of India

    Partial Release & Early Closure Management

    • Partial repayment calculation
    • Interest recalculation automation
    • Partial ornament release workflow
    • Automated settlement sheet generation

    Co-Lending & API Integrations

    • Seamless co-lender data push via APIs
    • CBS integration
    • Payment gateway integration
    • Accounting software sync
    • SMS & WhatsApp notification APIs

    Ideal for banks and NBFCs engaged in co-lending partnerships.

    Companies like "Au Financiers" grew to a size of 3500 crore on our software

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    Managed Loan Count
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    Happy Clients

    Our Latest Blog

    We have complete logging feature as per banking standards, as required by RBI from 1 April 2023.

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    FAQs

    We provide modern digital lending solution that are suitable for Fintechs as well as traditional lenders.

    Call Us +91 9666107000

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